Many people mistakenly think their health insurance or Medicare will pay for any long-term care services they may need at some point. But health insurance really only pays for doctor and hospital bills. If you develop a chronic illness or become disabled and are unable to care for yourself for an extended period of time, youýll need long-term care services. And these services arenýt cheap. Full-time nursing home care averages $69,000 to $78,000 per year or 8 hours per day of home health care can cost $43,000 to $70,000 annually.

Explore this section to learn more about who needs long-term care insurance, what types of care are covered, policy options and features, and where and when to buy it. Thereýs also an interactive map to help you get a sense of what long-term care services cost in your area.

We represent only the top-rated Long-term care insurance carriers in the industry.  If you would like a free, no obligation quote, please feel free to Contact Us at any time.

WHO NEEDS IT?

HOW MUCH DOES LONG-TERM CARE COST?

HOW DO I GET LONG-TERM CARE PROTECTION?

WHAT TYPES OF CARE ARE COVERED?

REAL LIFE STORIES...